Cent eeZ

Cent eeZ Cent eeZ is a Central Bank of India mobile banking app for Android. Enjoy quick pre-login access, simple registration, instant fund transfers, bill payments, loan management, and wealth services.

Cent eeZ

Cent eeZ is the mobile banking app from the Central Bank of India. With an internet-enabled phone, you can handle many banking tasks anytime and anywhere. Some features are available even before login, without any registration.

After you complete a one-time registration, Central Bank of India customers can unlock the post-login features. Registration starts with a simple setup—just download Cent Mobile and follow the on-screen steps. For a smooth onboarding experience, keep mobile data enabled during registration.

Once registered, you get immediate access to a set of banking services designed to match your needs.

Highlights

• Digital onboarding for quick registration
• Portfolio and asset management tools
• Intelligent finance calculators and insights
• Loan management, bill payment, and cheque book requests
• Instant fund transfers, direct payments, and flexible bill reminders
• Comprehensive customer support with instant chat via Cent Bot
• Wealth management services including SIPs, mutual funds, NPS, and more

Features

Banking

Effortless banking at your fingertips

• Account Management
  • Check balances, review transaction history, and download detailed statements.
  • Update personal details, profile photos, and email preference settings.
• Fund Transfers
  • Send money instantly using NEFT, RTGS, and IMPS.
  • Add and manage beneficiaries with secure OTP-based verification.
• Deposits & Loans
  • Open Fixed Deposits and Recurring Deposits with attractive interest rates.
  • Apply for, manage, and repay loans such as personal, housing, vehicle, and education loans.
• Debit Card Services
  • Block or unblock your card, reset PINs, and set transaction limits securely.

  

• Bill Payments & Utility Services
  • Pay utility bills, manage billers, and schedule reminders for upcoming payments.
• Cheque Management
  • Request cheque books, place stop payments, and use positive pay checks.
• Enhanced Security
  • Use OTP-based authentication for transactions.
  • Get real-time alerts for added control.

Investments

Grow and manage your wealth with smart tools

• Wealth Management
  • Access Mutual Funds, NPS, PMS, and government schemes.
  • Start SIPs from as low as ₹100 with paperless approvals.
  • Track your portfolio’s total value, gains, and performance over time.
• Intelligent Tools
  • Use smart calculators, fund fact sheets, and asset allocation models for better decision-making.
  • Get portfolio analysis including overall P&L, realized/unrealized gains, and percentage returns.
  • Compare fund performance with market indices and customize timeframes.
• Comprehensive Insights
  • View investment insights with real-time market data and performance graphs.
• SIP & Investment Flexibility
  • Place multiple SIPs or lumpsum investments in a single step.
  • Receive instant paperless mandate approvals for SIPs.

  

Shopping & Rewards

Exclusive deals and rewards

• Reward Points
  • Earn points on every transaction and redeem them for offers, gifts, and discounts.
  • Track reward balance and usage from an easy-to-use dashboard.
• Shopping
  • Discover special discounts and deals from partner merchants.
  • Enjoy simple payments and instant cashback offers.
• Exclusive Offers
  • Get seasonal offers tailored to your shopping preferences.

Insurance

Secure your future with digital insurance

• Instant Policies
  • Buy life, health, motor, travel, cyber, and property insurance directly in the app.



• 24/7 Access
  • Manage policies, track claims, and update coverage anytime, anywhere.
• Simplified Processes
  • Get instant policy issuance with simplified risk assessments.
  • Enjoy a hassle-free claims process with paperless management.
• Personalized Coverage
  • Customize coverage options to fit your needs and budget.

Conclusion

Cent eeZ is especially helpful if you want greater independence and control over your finances. It also prioritizes security by offering options to block or request a new ATM card, along with tools to set transaction permissions. You can also work with social security schemes, open or close deposit accounts, and submit a range of other banking requests.

With easy-to-use features backed by strong security measures, Cent eeZ helps you manage your financial life with confidence and ease.