Peach Bitcoin

Peach Bitcoin Peach Bitcoin is a mobile P2P Bitcoin exchange for private buying, selling, and holding. Trade without KYC using bank transfers, wallets, or cash meetups with encrypted communication.

Peach Bitcoin

Welcome to the simplest way to buy, sell, and keep Bitcoin privately. Whether you’re brand new to Bitcoin or you’ve been “hodling” for a long time, Peach is designed to meet you where you are. Unlike centralized exchanges, there’s no need for your bank to know you’re purchasing Bitcoin.

With Peach, you trade peer-to-peer, which helps protect your personal information. You can also select the payment option you prefer—from online wallets such as Revolut or PayPal, to SEPA transfers, and even buying Bitcoin for cash in person at a local meetup.

The Peach app is your all-in-one place for buying, selling, and holding Bitcoin. Whether your goal is saving for the future or selling some sats to cover bills, this is the only app you’ll likely need.

About

Peach Bitcoin is a mobile-only, peer-to-peer Bitcoin exchange. It operates without KYCEurope, Latin America, and Africa.

Peach is non-custodial: the app keeps user data stored locally on your device, and all communication is end-to-end encrypted. Trades are protected with a multi-signature escrow system, and users are rated based on their trading history to reduce fraud. Although KYC isn’t required, the platform follows Swiss regulations, including daily and annual trading limits.

Features

• No KYC: Peach states that no KYC is required to trade, helping keep your identity private.
• Non-Custodial: Peach doesn’t hold your funds. BTC is stored in a 2-of-2 multisig escrow, which can only be used by the buyer or the seller.
• Encrypted Communication: Messages between buyers and sellers are protected with end-to-end encryption. Decryption keys are shared only when a dispute is opened.
• Trade Limits: For trades made without KYC, limits are set at CHF 1,000 per day and CHF 100,000 per year. The first two trades are capped at CHF 50.
• Dispute Resolution: In disputes, Peach arbitrators can decrypt communications and make a decision. Their ruling is final and binding.
• Account Suspension: Peach may suspend accounts for fraud or policy violations. To make reopening harder, it stores hashed data to prevent account re-creation.

History

Peach Bitcoin is a mobile app for Android and iOS that connects Bitcoin buyers and sellers directly. Its mission is to support a peer-to-peer system for stacking sats (satoshis), Bitcoin’s smallest unit. A major highlight is that Peach does not require Know Your Customer (KYC), making the process of buying and selling Bitcoin more straightforward.

Peach Bitcoin was founded in Switzerland and initially focused on the European market, supporting common European payment methods. Over time, it expanded to additional countries worldwide, with special attention on Latin America and Africa.

Benefits

Buying and Selling Bitcoin

• Users can list their Bitcoin for sale or browse offers to buy directly from other users.
• After both sides agree on a price, the transaction starts right away—no waiting for delays.

Escrow System

Peach uses a secure 2-of-2 multi-signature escrow model to protect transactions for everyone involved. When you create a sell offer, you send the Bitcoin to an address controlled jointly by you and Peach. The Bitcoin can only be moved when both parties sign off.

Payment and Release of Bitcoin

• The buyer transfers the agreed fiat payment directly to the seller using the chosen payment method.
• Once the seller confirms receiving the payment, the sats are released and transferred to the buyer’s self-custody wallet.

Dispute Resolution

If a dispute happens between buyer and seller, Peach can act as a mediator. If the two sides can’t reach an agreement, Peach’s support team steps in to try to resolve it. The process includes requesting proof of payment from the buyer to confirm both sides followed the agreement.

Conclusion

Peach Bitcoin stands out as a promising P2P exchange in the Bitcoin ecosystem. Its peer-to-peer approach, along with a strong focus on privacy and security, differentiates it from centralized platforms. By enabling Bitcoin trades without intermediaries and without KYC requirements, Peach helps broaden access to Bitcoin.

With a user-friendly mobile experience, multiple payment options, and an emphasis on self-custody, it’s an attractive option for people who want to buy or sell Bitcoin. Even though it’s relatively new, Peach Bitcoin has earned very positive feedback for its usability and privacy-first design. As the platform grows, it will be interesting to see how its model evolves and how it continues supporting the Bitcoin community.