Maya

Maya Maya is a finance app for Android that simplifies budgeting and money management. Link cards for real-time tracking, pay bills, transfer funds, and use a secure virtual debit card.

Maya

Managing your money and keeping an eye on your investments is essential. Without a dedicated app, it can be difficult to understand where your funds go and how your finances are doing. Maya is a mobile app built to help you handle your finances in a straightforward, convenient way.

Available on both Android and iOS, Maya includes tools for tracking spending, building budgets, and supporting your savings plans. You can also link your bank accounts and credit cards to see a near real-time view of your financial activity.

Key Highlights

• Money Transfers: Send and receive money to friends, family, or businesses through Maya. It supports both local and international transfers, which makes it suitable for everyday payments as well as cross-border transactions.
• Bill Payments: Pay bills directly inside the app—covering utilities, credit card dues, and other recurring payments—so you can manage your financial obligations in one place.
• Virtual Debit Card: Get a virtual debit card that you can connect to your account. Use it for online purchases securely without needing a physical card.
• Savings and Investments: Maya helps you grow your money with options such as setting financial goals, building savings accounts, and exploring investment opportunities.
• Account Management: Review transaction history, check your balances, and open detailed account statements for better oversight.
• Security Features: The app uses strong protection methods, including two-factor authentication, encryption, and fraud detection, to help safeguard your data and transactions.

Loan Terms (as applicable)

• Credit limit amount: P15,000 - P250,000



• Monthly add-on interest rate: 0.77% - 2.57%
• Monthly effective interest rate: 1.4% - 4.25%
• Tenure: 6 - 24 months
• Max. annual APR: 30.78%
• Applicable DST and other fees: Waived
• Late fee (daily) on overdue principal: 0.17%

Features

Track Your Expenses

Maya helps you monitor spending by automatically sorting expenses into categories, so you can quickly see where your money is going. You can also create your own custom categories and tags for more accurate tracking. If you want better control, you can use budgeting tools to limit your spending.

Easy Investments

The app provides investment guidance tailored to you and can help you invest in mutual funds and other investment options. Note: you need a PayMaya account to use Maya. After creating your PayMaya account, log in to the Maya app using the same credentials. Registration for Maya is free.

100% Free & Safe

There are no maintenance or account opening charges—everything related to using the app can be done at no cost. New users also receive a P20 voucher, and you’ll get an additional P40 voucher after your first transaction. The Maya APK file offered on this page is sourced from the app’s official website, so you can download and use it safely.

Conclusion

Maya is an all-in-one banking app designed to deliver a smooth and convenient banking experience. With a simple, user-friendly interface and a wide set of features, it makes everyday financial tasks easier—like sending and receiving money, paying bills, managing accounts, and discovering savings or investment options. Maya also prioritizes security to help keep your information and transactions protected. Its clean layout, responsive performance, and intuitive navigation reflect a focus on an excellent user experience, helping you take control of your finances with a modern banking tool.