Yuh: Pay. Save. Invest.

Yuh: Pay. Save. Invest. Yuh helps you pay bills, save with up to 1% interest, and invest in stocks, crypto, and ETFs. Manage 13 currencies with one Swiss IBAN, enjoy free account opening, and set long-term plans.

Yuh: Pay. Save. Invest.

Yuh: Pay. Save. Invest. is a practical financial app designed to make everyday money tasks simpler. Download the latest Android version and manage your payments, savings, and transactions with less effort. The app combines investing, financial management, payments, and savings into one place—so you can work toward your savings goals and move toward financial freedom sooner.

You can open an account for free (no account-opening fees), deposit money instantly, and earn up to 1% interest on your savings. Yuh also provides customized retirement, insurance, and investment options. Use Yuh to build a steady, efficient financial plan.

Brilliant Highlights

• Manage 13 currencies using one Swiss IBAN.
• Free account opening, free Mastercard, and no monthly fees.
• Handle bills easily with e-billing and recurring payment instructions.
• Make quick contactless payments using TWINT.



• Earn up to 1% interest on your savings.
• Buy stocks, cryptocurrencies, and ETFs with a minimum investment as low as 10 CHF.
• Set up recurring investment instructions for long-term investing.
• Secure your future with the Pillar 3a pension plan.
• Get free everyday item protection with Yuh Life Insurance.
• Pick a savings plan from 6 ETFs with no transaction fees.

Excellent Features

Multi-currency Account

Yuh lets you pay in 13 different currencies without hidden charges. Manage your funds easily using a single Swiss IBAN.

Free Account and Mastercard

Open a Yuh account at no cost and get a free Yuh debit Mastercard, with no monthly fees. Skip the hassle of account management and avoid transaction fees.

Savings Plan

Create a savings plan and track your goals as they come closer. Yuh offers attractive interest rewards on your deposits—up to 1% interest on available cash.

Investment Opportunities

Invest in stocks, cryptocurrencies, and ETFs. You can start with as little as 25 Swiss Francs and set up regular investment instructions.

Swissqoins Rewards Program

Yuh is the first financial app to share profits with users through the crypto token Swissqoins. The more you use the app, the more Swissqoins you earn. Redeem them for cash or keep them to potentially grow in value.

Security Guarantee

Backed by Swissquote and authorized by the Swiss Financial Market Supervisory Authority (FINMA), Yuh is built to protect your funds. You can invest with confidence.

Attractive Functions

• Pay in 13 currencies with Yuh, with no hidden fees.
• Get a free Yuh Mastercard debit card, real-time account balance access, and multi-currency accounts.
• Enjoy clearly presented currency exchange fees—no surprise charges.



• Eliminate account management effort and card transaction fees.
• Register to receive a free Swiss account—fast and straightforward.

Create Your Savings Plan

Choose your savings period, goals, and timeline, then move toward them step by step. Yuh rewards your savings with interest: CHF savings earn 1%, while EUR and USD savings earn 0.75%, with interest calculated proportionally across the year.

ETFs

Savings plan with no transaction fees. Build your own regular ETF investment plan. Invest weekly or monthly, grow wealth from smaller contributions, and track your progress over time.

Yuh Pocket Insurance

Protect your valuables. If something happens, Yuh covers the cost to repair or replace eligible items. If they’re stolen or damaged, you’re covered.

Yuh 3a Pillars – Your Best Partner for the Future

Yuh’s 3a Pillars solution supports long-term stability for your future investments. A flat 0.5% fee helps keep pricing consistent.

• Invest in 300+ stocks, 53 ETFs and bond ETFs, and 38 cryptocurrencies.
• Trade popular cryptocurrencies at any time.
• Invest in well-known stock products.
• Consider ESG ratings for company values behind the stocks.
• Use ETFs as a simple, lower-risk way to participate in global markets—cost-effective, transparent, diversified, and flexible.

Swissqoins

A Unique Rewards Program

Yuh is the first financial app to distribute profits to Yuhsers through Swissqoins. Swissqoins are a crypto token designed to increase in value monthly as Yuh reinvests part of its revenue into them. In other words: the more you use the app, the more Swissqoins you earn, and the more rewards you can receive.

• Redeem Swissqoins for cash anytime.
• Or hold Swissqoins and potentially watch them grow month by month.

YuhLearn

YuhLearn includes tools and guidance to help you make better decisions. It also explains how to manage your finances if you want support. Plus, Yuh shares ideas and inspiration with Yuhsers through the dedicated YuhLearn forum.

User’s Comments

Update: They fixed.